Legacy Life & Income · Johns Creek, GA · Licensed in GA · AL · NC · OH · CA · SD · NPN 19583299
When you submit a form or call us we collect the details you provide: name, email address, phone number, state, and any information you choose to share about your goals or current coverage. We also collect standard technical information such as pages viewed, referring links and advertising campaign parameters, and we may record whether an email was opened or a link was clicked.
To respond to your request, prepare a needs analysis, provide quotes and illustrations, schedule appointments, send the information or guide you asked for, and — where you have consented — to follow up by phone, text and email about insurance products and services.
We do not sell your personal information. We share it only with insurance carriers and their underwriting or illustration systems when you ask us to obtain a quote or apply for coverage, and with service providers who help us operate this site, send email or text messages, and schedule appointments. Those providers are permitted to use the information only to perform services for us. We may also disclose information where required by law or by a regulator.
Providing a phone number and checking the consent box is your express written consent to be contacted by phone, text and email, including through automated technology and prerecorded messages. Consent is not a condition of purchase. You can opt out of texts at any time by replying STOP, opt out of email using the unsubscribe link in any message, and ask us to stop calling at any time. Message and data rates may apply.
This site and our advertising landing pages may use cookies, pixels and similar technologies to measure advertising performance and to show relevant ads. You can block or delete cookies in your browser settings; some site features may then work differently.
You may request access to, correction of, or deletion of the personal information we hold about you by emailing us. We retain lead and client records for as long as needed to serve you and to meet recordkeeping requirements that apply to licensed insurance producers.
This site is intended for adults. We do not knowingly collect information from anyone under 18.
We use reasonable administrative and technical safeguards to protect the information you provide. No method of transmission or storage is completely secure.
Legacy Life & Income, Johns Creek, GA. Phone 404-697-6066. Email mtolani@shivohfinance.com.
Important Disclosures & Regulatory Notices
Please read before relying on any information on this website.
Agency & Licensing
Legacy Life & Income is the marketing name used by licensed insurance producer Mahinder P. Tolani (NPN 19583299), appointed with one or more insurance carriers. Insurance business is conducted under this name only in the states where that license is active. Licensed and appointed to offer insurance products in Georgia, Alabama, North Carolina, Ohio, California and South Dakota (NPN 19583299). Insurance services are available only to residents of states where a valid license is held; we do not solicit business in other states. Products, carriers and availability vary by state.
Solicitation of Insurance
This website is an advertisement for insurance products and a solicitation of insurance. It is not a quote, a contract, or an offer of coverage. An insurance agent may contact you. Premiums, product availability, riders and carrier participation vary by state and are subject to underwriting approval and the terms of the policy actually issued.
No Government or Carrier Affiliation
We are not affiliated with, endorsed by, or sponsored by the U.S. government, the Social Security Administration, the Centers for Medicare & Medicaid Services, any state or federal agency, or any insurance carrier. Carrier and company names are the property of their respective owners and are used for identification only.
Not Investment, Tax or Legal Advice
Legacy Life & Income is a licensed insurance agency. We are not registered investment advisers, do not manage assets, and do not provide investment, tax or legal advice. The information on this website is educational only and is not a recommendation to buy any particular product. Consult a qualified, licensed professional about your own situation before making a financial, tax or legal decision.
Guarantees & Policy Terms
Insurance guarantees, including death benefits and any annuity or income payments, are backed solely by the claims-paying ability of the issuing insurance company. Policy values are subject to the terms, conditions, caps, participation rates, fees and spreads of the individual policy. Withdrawals, surrenders and loans may reduce the death benefit and cash value, may have tax consequences, and may cause a policy to become a Modified Endowment Contract (MEC). Past performance is not indicative of future results. Optional riders and benefits are available at additional cost and subject to eligibility, definitions, waiting periods and benefit maximums.
Illustrations & Hypothetical Examples
Hypothetical, for illustrative and educational purposes only. Not a policy illustration, quote or offer of coverage. Actual figures depend on carrier underwriting, policy terms, and the assumptions you provide. Any product figures require a carrier-issued illustration.
Testimonials & Endorsements
Testimonials reflect the experience of one client, are not a guarantee of future results, and may not be representative of the experience of other clients. Individual results vary.
How We Are Compensated
We are compensated by insurance carriers through commissions, and in some cases production or marketing allowances, when a policy is issued or a service is provided. Commission levels vary by carrier and product and may influence which products we discuss. Compensation does not increase the premium you pay, which is set by the issuing carrier and filed with state regulators.
Calls, Texts & Email
By providing your phone number or email address you consent to be contacted about insurance products by phone, text message and email, including through automated technology and prerecorded messages. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to end texts, use the unsubscribe link in any email, or ask us to stop contacting you by calling 404-697-6066. Consent may be withdrawn at any time.
Your Information
We do not sell your personal information. Information you provide is used to evaluate your coverage options, to respond to your request, and as otherwise described in our Privacy Policy. Additional notices may be required by state law or by a carrier before an application is taken.
Questions or Complaints
If you have a concern about this website, a policy or the service you received, please contact us first so we can address it. You may also contact the insurance department of your state of residence, which licenses the carriers and producers doing business there and accepts consumer complaints.
Legacy Life & Income · Licensed insurance producer NPN 19583299 · licensed in GA, AL, NC, OH, CA, SD · Johns Creek, GA · 404-697-6066